Todd G. Birdwell

Todd has served as a director of the company since January 1994. He has served on the Audit and Finance Committee of the Board of Directors since July 1994. Mr. Birdwell currently is a Senior Vice President and Partner of Investment and Retirement Services Group.

From June 1998 to December 2003, he served as Vice President and Financial Consultant with Hilliard Lyons. From July 1992 to June 1998, he was an investment broker with Morgan Keegan. Prior to this, Mr. Birdwell served as Vice President of Corporate Banking with First Tennessee Bank.